(a) “we”, “our”, and “us” means James River Group, Inc., a Delaware corporation with its principal place of business located at 1414 Raleigh Road, Suite 405, Chapel Hill, NC 27517 and its Affiliates. "Affiliates" means entities that control, are controlled by, or are under common control with us.
(b) “you” and “your” means a user of the website at https://jrvrgroup.com and its subdomains (the “Website”).
Copyright © James River Group, Inc., 1414 Raleigh Road, Suite 405, Chapel Hill, NC 27517, USA. All rights reserved.
You agree not to:
(a) use or access the Website for any fraudulent or unlawful purpose;
(b) use or access the Website to impersonate any person or entity;
(c) interfere with or disrupt the operation of the Website or access to it;
(d) transmit or otherwise make available in connection with the Website or access to it any virus, worm, Trojan horse, time bomb, spyware, or other harmful computer code, file, or program;
(e) restrict or inhibit the ability of any other person to access or use the Website;
(f) obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website;
(g) use, reproduce, or distribute any portion of the Website for any commercial or public purpose without our prior written consent;
(h) modify, adapt, or translate any portion of the Website;
(i) frame, link, or deep link the Website to any other website without our prior written consent; and
(j) remove, obscure, or modify any copyright, trademark, or other proprietary rights notice from the Website.
From time to time, the Website may include links to third-party websites. These links are provided for your convenience only and do not signify that we endorse such third-party websites. We do not review such third-party websites and you acknowledge and agree that:
(a) we are not responsible for such websites, including the terms on which such websites are made available and the privacy policies of such websites, and do not control their content or availability;
(b) we make no representation, warranty or condition, either express or implied, in relation to any goods or services or information received from such websites; and
(c) if you access any such websites, you do so entirely at your own risk.
Account, Password, and Security
Please note that any unsolicited information or materials sent to us will NOT be deemed confidential. We do not claim ownership of the information or materials you provide to us, including feedback and suggestions, either through the Website or via any other means. However, by sending us any information or material, you grant to us an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information and any underlying intellectual property. You also agree that we are free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. No consideration will be given with respect to the license of your information or materials. We will not release your name or otherwise publicize the fact that you submitted information or other materials to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of the Website will be published or otherwise used with your name on it; or (c) we are required to do so by law.
You warrant and represent that you own or otherwise control all of the rights to the information or materials that you provide to us as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the information or materials.
Disclaimer of Warranties
ALL INFORMATION ON THE WEBSITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS NOT OFFERED AS LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL ADVICE. THE DESCRIPTIONS OF OUR INSURANCE PRODUCTS AND SERVICES ON THE WEBSITE INCLUDING ANY SAMPLE FORMS OR WORDINGS ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL APPLICABLE TERMS, EXCLUSIONS, OR CONDITIONS THAT MAY APPLY TO A POLICY OR PRODUCT OR SERVICE AGREEMENT. ANY STATEMENT REGARDING INSURANCE COVERAGE IS SUBJECT IN ALL RESPECTS TO THE SPECIFIC TERMS AND CONDITIONS OF THE ACTUAL APPLICABLE POLICY OR PRODUCT OR SERVICE AGREEMENT. OUR PRODUCTS AND SERVICES MAY NOT BE AVAILABLE IN ALL STATES AND MAY BE SUBJECT TO CHANGE WITHOUT NOTICE.
USE OF THIS WEBSITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES, INCLUDING THOSE FOUND ON LINKED SITES DIRECTCLY OR INDIRECTLY ACCESSIBLE FROM THIS WEBSITE, ARE PROVIDED "AS IS," WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. WE EXPRESSLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WE MAKE NO WARRANTY OR GUARANTEE (a) THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, (b) THAT THE WEBSITE OR THE COMPUTER SERVER FROM WHICH THE WEBSITE IS MADE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR (c) AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, RELIABILITY, QUALITY, OR SUITABILITY OF ANY CONTENT CONTAINED IN OR DELIVERED VIA THE WEBSITE OR OTHERWISE MADE AVAILABLE IN CONNECTION WITH THE WEBSITE.
YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. YOU MUST ASSUME THE ENTIRE COST OF ANY NECESSARY SERVICE, REPAIR, OR CORRECTION.
Limitation of Liability
IN NO EVENT WILL WE BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEBSITE OR ANY USE OF THIS WEBSITE, OR OF ANY WEBSITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEBSITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.
We own the following trademarks:
JAMES RIVER GROUP®
JAMES RIVER INSURANCE COMPANY®
JAMES RIVER INSURANCE℠
JAMES RIVER HOLDINGS℠
JAMES RIVER GROUP HOLDINGS℠
JRG REINSURANCE COMPANY LTD℠
JAMES RIVER TPA SERVICES℠
FALLS LAKE INSURANCE®
All logos appearing on this website containing any of the above phrases.
This design mark:
Any other words, phrases, designs, or combinations thereof on this website marked with ® or SM also are the trademark property of James River Group, Inc. unless noted otherwise or unless inferred by the context of the usage.
Our trademarks may not be used by others except with the express, prior written permission of James River Group, Inc. or unless such usage is a nominative fair use. Our logos, including those appearing on this website, may not be used by others when a reference to our name, our Affiliates, or our products is sufficient for identification and nominative fair use.
The names of other companies and third-party products and services appearing on this website may be the trademarks of others. We do not claim ownership of such names and possible trademarks and use them solely as a nominative fair use or with permission.
We respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify us of your claim of infringement by sending the following information to our designated copyright agent:
- A description of the copyrighted work that you claim has been infringed upon;
- A description of where the material that you claim is infringing is located on this website, including the URL and date on which the material was displayed
- Your address, telephone number, and e-mail address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest
Our copyright agent for notice of claims of copyright infringement can be reached as follows:
James River Group, Inc.
1414 Raleigh Road, Suite 405
Chapel Hill, NC 27517
Choice of Law & Venue