Terms of Use | James River Group Holdings, Ltd.

Introduction

Please read the following Terms of Use carefully.

In these Terms of Use:

(a) “we”, “our”, and “us” means James River Group, Inc., a Delaware corporation with its principal place of business located at 1414 Raleigh Road, Suite 405, Chapel Hill, NC 27517 and its Affiliates. "Affiliates" means entities that control, are controlled by, or are under common control with us.

(b) “you” and “your” means a user of the website at https://jrvrgroup.com and its subdomains (the “Website”).

These Terms of Use set out the terms and conditions on which we agree to make available and you agree to access and use the Website. We reserve the right, in our sole discretion, to terminate your access to the Website, to discontinue providing any of the services or information available on the Website, or to make changes or updates to the products or programs described on the Website at any time without notice.

Acceptance of the Terms of Use

By using the Website, you agree to be legally bound by these Terms of Use and you agree to the processing of your personal data in accordance with our Privacy Policy.

If you do not agree with these Terms of Use or our Privacy Policy, you should not use the Website.

Copyright

Amendment to Terms of Use

We may amend these Terms of Use from time to time without notice. If we do, we will publish the changes on the Website. It is your responsibility to check the Website periodically for changes to these Terms of Use. The date at the top of this webpage indicates when these Terms of Use were last updated. Amendments to these Terms of Use will take effect the same day on which we publish the amendments on the Website and, from then on, will govern the relationship between you and us regarding your use of the Website. If you do not agree with the amended Terms of Use, you must not continue to use the Website after the date on which the amendments take effect.

Restrictions

You agree not to:

(a) use or access the Website for any fraudulent or unlawful purpose;
(b) use or access the Website to impersonate any person or entity;
(c) interfere with or disrupt the operation of the Website or access to it;
(d) transmit or otherwise make available in connection with the Website or access to it any virus, worm, Trojan horse, time bomb, spyware, or other harmful computer code, file, or program;
(e) restrict or inhibit the ability of any other person to access or use the Website;
(f) obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website;
(g) use, reproduce, or distribute any portion of the Website for any commercial or public purpose without our prior written consent;
(h) modify, adapt, or translate any portion of the Website;
(i) frame, link, or deep link the Website to any other website without our prior written consent; and
(j) remove, obscure, or modify any copyright, trademark, or other proprietary rights notice from the Website.

Links

From time to time, the Website may include links to third-party websites. These links are provided for your convenience only and do not signify that we endorse such third-party websites. We do not review such third-party websites and you acknowledge and agree that:
(a) we are not responsible for such websites, including the terms on which such websites are made available and the privacy policies of such websites, and do not control their content or availability;
(b) we make no representation, warranty or condition, either express or implied, in relation to any goods or services or information received from such websites; and
(c) if you access any such websites, you do so entirely at your own risk.

Account, Password, and Security

If any of the services provided on the Website requires you to open an account, you must complete the registration process by providing and maintaining current, accurate and complete information as requested on the applicable registration form and maintaining the strict confidentiality of your password. If we have provided you with login information to enable you to access restricted URLs on this website, be advised that such login information, as well as any content located at or linked from that URL, is confidential and proprietary to us, and you are not authorized to share any information you view, download, or otherwise use at that URL. If you are using this website on behalf of your employer, you represent that you are authorized to accept these Terms of Use on your employer's behalf. You are the only person authorized to use your login information, and you are solely responsible for maintaining the confidentiality of your password(s). You acknowledge and agree that certain services may provide password-restricted access to customer information such as names and certain products. By using this website and registering for such services, you consent to our display of such information via the services and accept all risks of unauthorized access to such information. You are also fully responsible for all activities that occur through the use of your account and password. You agree to notify us immediately of any unauthorized use of your account or password or any other breach of security and shall ensure that you exit from your account at the end of each session. We are not responsible or liable for any loss or damage that may occur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by us or any other party due to someone else using your account or password. You may not use anyone else's account at any time. We reserve the right to terminate your access to this website should we, in our sole discretion, consider your use of this website to be inappropriate in any way. Upon termination of your access to this website, you must destroy all materials obtained from this website which permit identification of any individual.

Unsolicited Submissions

Please note that any unsolicited information or materials sent to us will NOT be deemed confidential. We do not claim ownership of the information or materials you provide to us, including feedback and suggestions, either through the Website or via any other means. However, by sending us any information or material, you grant to us an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information and any underlying intellectual property. You also agree that we are free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. No consideration will be given with respect to the license of your information or materials. We will not release your name or otherwise publicize the fact that you submitted information or other materials to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of the Website will be published or otherwise used with your name on it; or (c) we are required to do so by law.

You warrant and represent that you own or otherwise control all of the rights to the information or materials that you provide to us as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the information or materials.

Personally identifiable information that you submit to us for the purpose of receiving products or services will be handled in accordance with our Privacy Policy.

Disclaimer of Warranties

ALL INFORMATION ON THE WEBSITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS NOT OFFERED AS LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL ADVICE. THE DESCRIPTIONS OF OUR INSURANCE PRODUCTS AND SERVICES ON THE WEBSITE INCLUDING ANY SAMPLE FORMS OR WORDINGS ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL APPLICABLE TERMS, EXCLUSIONS, OR CONDITIONS THAT MAY APPLY TO A POLICY OR PRODUCT OR SERVICE AGREEMENT. ANY STATEMENT REGARDING INSURANCE COVERAGE IS SUBJECT IN ALL RESPECTS TO THE SPECIFIC TERMS AND CONDITIONS OF THE ACTUAL APPLICABLE POLICY OR PRODUCT OR SERVICE AGREEMENT. OUR PRODUCTS AND SERVICES MAY NOT BE AVAILABLE IN ALL STATES AND MAY BE SUBJECT TO CHANGE WITHOUT NOTICE.

USE OF THIS WEBSITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES, INCLUDING THOSE FOUND ON LINKED SITES DIRECTCLY OR INDIRECTLY ACCESSIBLE FROM THIS WEBSITE, ARE PROVIDED "AS IS," WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. WE EXPRESSLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WE MAKE NO WARRANTY OR GUARANTEE (a) THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, (b) THAT THE WEBSITE OR THE COMPUTER SERVER FROM WHICH THE WEBSITE IS MADE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR (c) AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, RELIABILITY, QUALITY, OR SUITABILITY OF ANY CONTENT CONTAINED IN OR DELIVERED VIA THE WEBSITE OR OTHERWISE MADE AVAILABLE IN CONNECTION WITH THE WEBSITE.

YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. YOU MUST ASSUME THE ENTIRE COST OF ANY NECESSARY SERVICE, REPAIR, OR CORRECTION.

Limitation of Liability

IN NO EVENT WILL WE BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEBSITE OR ANY USE OF THIS WEBSITE, OR OF ANY WEBSITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEBSITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.

Indemnity

You agree to defend, indemnify, and hold us harmless from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including reasonable attorneys' fees and litigation expenses) relating to or arising from your use of the Website, any information or materials you supply to this Website, or any breach by you of these Terms of Use.

Trademark

We own the following trademarks:

JAMES RIVER®
JAMES RIVER GROUP®
JAMES RIVER INSURANCE COMPANY®
JAMES RIVER INSURANCE℠
JAMES RIVER HOLDINGS℠
JAMES RIVER GROUP HOLDINGS℠
JAMES RIVER TPA SERVICES℠
FREEDOM PACK®
FALLS LAKE INSURANCE®
FALLS LAKE℠

All logos appearing on this website containing any of the above phrases.

This design mark:

JRG icon ®

Any other words, phrases, designs, or combinations thereof on this website marked with ® or SM also are the trademark property of James River Group, Inc. unless noted otherwise or unless inferred by the context of the usage.

Our trademarks may not be used by others except with the express, prior written permission of James River Group, Inc. or unless such usage is a nominative fair use. Our logos, including those appearing on this website, may not be used by others when a reference to our name, our Affiliates, or our products is sufficient for identification and nominative fair use.

The names of other companies and third-party products and services appearing on this website may be the trademarks of others. We do not claim ownership of such names and possible trademarks and use them solely as a nominative fair use or with permission.

Copyright Complaints

We respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify us of your claim of infringement by sending the following information to our designated copyright agent:

A description of the copyrighted work that you claim has been infringed upon;
A description of where the material that you claim is infringing is located on this website, including the URL and date on which the material was displayed
Your address, telephone number, and e-mail address;
A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and
An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest

Our copyright agent for notice of claims of copyright infringement can be reached as follows:

Copyright Agent
James River Group, Inc.
1414 Raleigh Road, Suite 405
Chapel Hill, NC 27517
e-mail: legal@james-river-group.com

General

These Terms of Use constitute the entire agreement between the you and us with respect to the Website and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the you and us with respect to the Website. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms of Use. If any part of these Terms of Use is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms of Use shall continue in effect.

Choice of Law & Venue

These Terms of Use shall be governed by and construed in accordance with the laws of the State of North Carolina without giving effect to any choice of law or conflict of law provision or rule that would cause the application of the laws of any jurisdiction other than the State of North Carolina. You hereby agree and consent to personal jurisdiction and service and venue in any federal court within the State of North Carolina having subject matter jurisdiction, for the purposes of any action, suit, or proceeding arising out of or relating to these Terms of Use. You also agree to waive any right to a jury trial in connection with any action or litigation in any way arising out of or related to these Terms of Use.