Products
Hired & Non-Owned Auto
Products:
Focus:
Our Auto division considers a wide variety of larger-sized Hired and Non-Owned Auto Liability (HNOA) risks. In addition to the traditional HNOA risks, we are a leading provider of auto coverage for mobile application (mobile app) or website networks that connect customers to independent contractors for a broad range of services.
Target Classes:
Delivery of Goods or Services
- Food Delivery
- Last Mile Package Delivery
- Appliance or Bulky Item Delivery
- Grocery/Personal Shopper Services
- Aggregator of Delivery Service Providers
- On-Demand Vehicle Porter (i.e., take your car for service)
- Cannabis Delivery Service
Livery Based Services
- Black Car Dispatch (TLC)
- Aggregators of Transportation Providers
- Non-Emergency Medical Transportation
- Driver/Chauffeur Services (including “We” drive “Your” car services)
Classes Not Available:
- Owned Auto Coverage
- Unaccompanied Minor Transportation
- Intermediate or Long-Haul Trucking
- Auto Dealer, Service or Repair
- Bus/High-Capacity Vehicles (10+)
- Towing/Roadside Services
Available Coverages:
- Auto Liability (BI/PD)
- Uninsured/Underinsured Motorist
- PIP/MED Physical Damage
- Drivers as Insureds
- Manuscript Capabilities