Target Classes:

Oil & Gas including:

  • Exploration, Drilling, Architects, Engineers & Consultants, Lease Operators, Lease Work, Site Prep Contractors, Servicing, Pipeline Operations & Construction

Utilities including:

  • Contractors, Independent Power Producers, Publicly Owned, Investor Owned, Merchant Power, Co-Generation, Wind, Solar, Projects - Build, Own, Operate or Sell Combinations
  • Nuclear Projects - Non-Pool


  • Above Ground & Underground Mines, Equipment Mfg., Repair Contractors & Supply Companies

Alternative Energy including:

  • Biomass, Co-Generation, Wind, Ethanol, Geothermal, Landfill Methane, Solar, Microturbines, Nanotechnology-Energy Related, Research & Development, Manufacture, Start-ups, Construction, Facility Operation, Project Planning & Management

MEL: (Jones Act):

  • Not Limited to Energy Risks

Manufacture, Installation, Service & Repair of Equipment Used in the Energy Industry


Freedom Pack is a flexible package product that brings together a variety of important Casualty and Property coverages.


Available individually or in combination with any other.

Commercial General Liability (ISO 12/07) - Occurrence or Claims Made

  • Time Element Pollution available by endorsement

Contractor's Pollution Liability (Part B) - Occurrence or Claims Made

  • Defense outside of limits
  • Includes Blanket AI, Blanket Waiver of Subrogation, & Primary & Non-contributory language
  • Includes limited Site Environmental Liability for a contractor's yard
  • Non-owned Disposal Site Coverage options
  • Transportation Pollution Liability Coverage options

Professional Liability (Part C) - Claims Made - Defense included in limit

  • Includes BI & PD

Site Environmental Liability (Part D)- Claims Made (coverage not available for mining risks)

  • Includes mitigation expenses up to the full policy limit
  • Can be written for up to 3-year terms (For Site Environmental only policies)

Products Pollution Liability (Part E) - Claims Made - Defense included in limit