---
title: Energy  | James River Insurance Company
description: Learn about James River Insurance Company's Energy products included target classes and available coverages.
---

Products

# Energy

## Products:

- [Allied Healthcare](https://jrvrgroup.com/james-river-insurance/products/allied-healthcare?hsLang=en) 
    - [Allied Healthcare - Express](https://jrvrgroup.com/james-river-insurance/products/allied-healthcare-express?hsLang=en)
- [Energy](https://jrvrgroup.com/james-river-insurance/products/energy) 
    - [Energy - Excess](https://jrvrgroup.com/james-river-insurance/products/energy/energy-excess?hsLang=en)
    - [Freedom Pack](https://jrvrgroup.com/james-river-insurance/products/energy/freedom-pack?hsLang=en)
- [Environmental](https://jrvrgroup.com/james-river-insurance/products/environmental?hsLang=en) 
    - [Freedom Pack](https://jrvrgroup.com/james-river-insurance/products/environmental/freedom-pack?hsLang=en)
    - [Environmental - Excess](https://jrvrgroup.com/james-river-insurance/products/environmental/environmental-excess?hsLang=en)
- [Excess Casualty](https://jrvrgroup.com/james-river-insurance/products/excess-casualty?hsLang=en)
- [Excess Property](https://jrvrgroup.com/james-river-insurance/products/excess-property?hsLang=en)
- [General Casualty](https://jrvrgroup.com/james-river-insurance/products/general-casualty?hsLang=en)
- [Hired & Non-Owned Auto](https://jrvrgroup.com/james-river-insurance/products/commercial-auto?hsLang=en)
- [Life Sciences](https://jrvrgroup.com/james-river-insurance/products/life-sciences?hsLang=en)
- [Manufacturers & Contractors](https://jrvrgroup.com/james-river-insurance/products/manufactures-contractors?hsLang=en)
- [Professional Liability](https://jrvrgroup.com/james-river-insurance/products/professional-liability?hsLang=en)
- [Small Accounts - Casualty](https://jrvrgroup.com/james-river-insurance/products/small-accounts-casualty?hsLang=en)
- [Sports & Entertainment](https://jrvrgroup.com/james-river-insurance/products/sports-entertainment?hsLang=en)

### **Target Classes:**

#### **Oil & Gas including:**

- Exploration, Drilling, Architects, Engineers & Consultants, Lease Operators, Lease Work, Site Prep Contractors, Servicing, Pipeline Operations & Construction

#### Utilities including:

- Contractors, Independent Power Producers, Publicly Owned, Investor Owned, Merchant Power, Co-Generation, Wind, Solar, Projects - Build, Own, Operate or Sell Combinations
- Nuclear Projects - Non-Pool

#### Mines:

- Above Ground & Underground Mines, Equipment Mfg., Repair Contractors & Supply Companies

#### Alternative Energy including:

- Biomass, Co-Generation, Wind, Ethanol, Geothermal, Landfill Methane, Solar, Microturbines, Nanotechnology-Energy Related, Research & Development, Manufacture, Start-ups, Construction, Facility Operation, Project Planning & Management

#### **MEL: (Jones Act):**

- Not Limited to Energy Risks

#### Manufacture, Installation, Service & Repair of Equipment Used in the Energy Industry

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### **FREEDOM PACK®**

 Freedom Pack is a flexible package product that brings together a variety of important Casualty and Property coverages.

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### **COVERAGE PARTS:**

Available individually or in combination with any other.

#### Commercial General Liability (ISO 12/07) - Occurrence or Claims Made

- Time Element Pollution available by endorsement

#### Contractor's Pollution Liability (Part B) - Occurrence or Claims Made

- Defense outside of limits
- Includes Blanket AI, Blanket Waiver of Subrogation, & Primary & Non-contributory language
- Includes limited Site Environmental Liability for a contractor's yard
- Non-owned Disposal Site Coverage options
- Transportation Pollution Liability Coverage options

#### Professional Liability (Part C) - Claims Made - Defense included in limit

- Includes BI & PD

#### Site Environmental Liability (Part D)- Claims Made (coverage not available for mining risks)

- Includes mitigation expenses up to the full policy limit
- Can be written for up to 3-year terms (For Site Environmental only policies)

#### Products Pollution Liability (Part E) - Claims Made - Defense included in limit