Excess Property



We provide excess property coverage on a participatory or layered basis to catastrophe-exposed and other property schedules. Our goal is to participate in the upper end of the "working layer" or in the pure capacity excess layers.

Target Classes:

  • Real Estate (Office, Warehouse, Retail Space, etc.)
  • Higher Education (Community Colleges, Colleges, Universities, etc.)
  • Hospitals, Nursing Homes and other Healthcare Facilities
  • Hotels, Motels, Resort Properties
  • Franchise Properties (Retail, Restaurants etc.)
  • Light Hazard Manufacturing
  • Habitational (Condominiums, Apartments, etc.)

Available Coverages:

  • "All Risk" including or excluding Earthquake and/or Flood
  • Difference in Conditions - Earthquake and/or Flood
  • Named Perils - Single Peril Only - Earthquake, Flood and/or Wind